O.V. Afanasyeva/ 8th form. Presentation "The world of money"

Bank in our life talk-show

The project was prepared by

Valentina Zaytseva

the teacher of the highest qualification

of Zelenchuk State Secondary School №1

for the 8 th form students January 27 th 2017

Открытый урок в 8 классе по курсу О.В. Афанасьевой по теме « Банк в нашей жизни. Смешное в серьезном» «Banks and their services in our life»,

«There is something seriously to laugh at»

Цель урока: Практика говорения по теме в форме «Круглого стола»

1. Образовательный аспект: а) Отработка изученной лексики в речи обучаемых.

б) Чтение предложений по теме и построение своих предложений по аналогии.

в) Организация дискуссии, обмена мнениями и пополнения информации, полученной на предыдущих уроках.

Воспитательный аспект: 1. Использование английского языка в реальных жизненных ситуациях.

Оборудование: 1. Нетбук, проектор, экран для демонстрации слайдов.

2. Презентация на тему «Banks and their services in our life» «There is something seriously to laugh at».

Методы обучения: Прослушивание учителя, хоровая отработка отдельных звуков, чтение, проговаривание лексического материала, построение предложений по

аналогии на тему урока, дискуссия, высказывание своего мнения, самооценка, оценка умений учителем.

Ход урока.

About the foundation of banking

• Организационный момент. Good morning, pupils. We continue to learn banking system. There is an opportunity to get more information about it.

Before speaking about banking in English, lets read about the foundation of it in Russian.

2. Phonetic in focus: Look at the next slide and read after me. Remember the sounds’ pronunciation in the words you read.

Read and repeat words .

Remember sounds’ pronunciation and translation

BANK ESSENCE REASONS причины существования банка ASKS FOR GUARANTIES – вопрос гарантий

FINANCIAL RELATIONS – финансовые отношения URGENCY – крайняя необходимость CREDIT FUNCTIONS – функции кредита THE DISTRIBUTION – распределение

CREDIT RISK – кредитные риски RECOVERABILITY - возвратность SECURITY – безопасность

AVAILABILITY AT A PRICE – доступные по размеру суммы LOANS MONEY - заем денег

THE ISSUE выпуск IN ADDITION - в добавок TARGET ORIENTATION   – ориентация в цели займа

A CERTAIN RATE OF EXCHANGE - определенный курс обмена

UNTHINKABLE WITHOUT BANKS – немыслимо без банков LEND THE MONEY – давать взаймы

CHARGES SOME MONEY FOR ITS SERVICES – получать дополнительные деньги за свои услуги

AVAILABILITY AT A PRICE – доступные по размеру суммы

DIFFERENTIATION – дифференциация FEATURES OF THE CREDIT – характерные черты кредита

ACQUAINTANCE TO THE POTENTIAL BORROWER – Знакомство с потенциальным заемщиком

ESTABLISHMENT OF PARAMETERS OF the POSSIBLE CREDIT – определение параметров возможного кредита

DEFINITION OF LEVEL OF BANK - определение банковского уровня

Modern bank system started its history in the middle ages with coins’ minting

Life in the modern world is unthinkable without banks and their services. Sooner or later we all come to a bank either at home or abroad and there we all speak the language of banking.

A lot of people go to the bank to borrow money.

Then the bank:

• lends the money
• loans money
• asks for guaranties
• checks your credit
• charges some money for its services

You:

pay the money back on time

try not to get yourself into debt

1. Change your money

2. Exchange your money at a certain rate of exchange

3. Cash your cards

Bank can do for you:

One of the BANK essence reasons is the CREDIT

THE CREDIT is THE FINANCIAL RELATIONS BETWEEN

THE CREDITOR AND THE BORROWER

CREDIT FUNCTIONS   are 1. THE DISTRIBUTIVE. 2. THE CONTROL. 3. THE ISSUE.

CREDIT OPERATIONS OF BANKS

Features of the credit: Difference of the credit from the loan.

The credit organization (bank) acts as the creditor as subject of the contract between the creditor and the borrower. Money acts only .

PRINCIPLES OF BANK CREDITING: 

RECOVERABILITY /// URGENCY

AVAILABILITY AT A PRICE /// SECURITY

DIFFERENTIATION ///

TARGET ORIENTATION.  

STAGES OF CREDIT PROCESS

1. Formation of credit policy of bank

2. Acquaintance to the potential borrower.

3. Assessment of level of the borrower’s solvency:

a) establishment of parameters of the possible credit

b) definition of level of bank

c) credit risk

4 . Preparation and conclusion of the credit agreement

and contract of security obligations.

5 . Credit monitoring.

T he other BANK essence reason is money saving

Very often you put your money

in the bank to save it.

• You open a bank account –

current or saving

• fill in a form and sign it
• pay in a certain sum of money
• become an account holder
• get a bank card
• take some money out of bank
• use the bank’s cash point
• get some per cent interest

Keep money in banks is the modern need

• The pioneers in the use of plastic cards were the United States. The company General Petroleum Corporation of California (now Mobil Oil) issued the first credit card in 1914. Cards used for payment in the course of trade in petroleum products.  
• Payment system using bank plastic

cards is comfortable without doubt .

• World experience of using bank cards is possible in our country.
• Bank plastic cards as a tool for non-cash payments is popular nowadays.

  Banks provide cash management services

to its customers.

Interbank Payments  

According to statistics, so far at least 60% of European banks provide Internet banking services, and for the Scandinavian countries, the figure is 90% and for the United States ranges from 75 to 85%.

Modern Internet banking allows customers without

bank personnel to perform the following tasks:

• To make payments for goods and services

(including Internet shopping);

• To carry out the payment of housing and

communal services;

• Pay the bills for the connection (IP-telephony,

mobile telephony, Internet);

- Carry out transfers of funds;

- To open different types of bank accounts;

- Deposit and withdraw money from card accounts;

- Buy and sell precious metals and foreign currency;

- Receive real-time statements on the status of their accounts.

Mobile Internet Banking Services

Mobile Internet is used to carry out banking transactions by customers. Customers are given the opportunity to prompt access to their accounts from a mobile phone.  

Customers are able to

receive information

on the cash flow

statement of

accounts and

to make specified

payments.

Having new information we can discuss the theme of banking now, I think. Let’s try!

At the end of our lesson we can say that there are lots of interesting things in the world. The Bible says “The love of money is the root of all evil”. Famous people like Benjamin Franklin said “Remember that time is money”.

All people in the world earn money, spend money love money…

What does it mean? This is the question forever.

Where did I take the information ?

• English 8 form O.V. Afanasiyeva

2. www.yandex.ru

3. tapisarevskaya.rusedu.net

4. www. finance-club.ru

5. www.lingvaflavor.com

6. www.virtualtourist.com

7. FunnyEnglish.ru

8. wwwpedsovet.ru

Yandex

Lots of information I are often got from books.

I want you, dear pupils, to use English everywhere. And I hope I’ll

work hard, never give up and go Forward.

to achieve the effects.

I wish you good

luck!