Раздаточный материал к конспекту урока "How to reduce unnecessary spending habits"

How to Reduce Unnecessary Spending Habits
A lot of us make certain purchases that we can really do without. When we spend money on unnecessary things, our financial planning goes for a toss. Over a period of time, it can even become a habit which may be hard to get rid of. Thankfully, it is never too late to cut down on unnecessary spending habits.
Most of us want to have adequate savings for our rainy day fund. To achieve this goal, certain things need to be ensured. First and foremost, we need to earn well, so that even after paying the bills, we are left with a substantial amount, which can be diverted to the savings fund. Secondly, we need to ensure that we are spending to take care of our needs, and resisting the temptation of our 'wants'.
If we do a bit of retrospection, we will find out that we make a lot of impulsive purchases. When we go shopping, armed with a credit card, there is an increased likelihood that we end up buying things on a whim. Eventually, our whims and impulses become a habit, which like other bad habits, take a toll on our financial health. Thus, it becomes very important that we get ourselves out of the mire of unnecessary spending. 
Also, it is important to note that unnecessary spending comes in many forms, only one of which is shopping. Services - like a gym membership that goes unused, or an extra TV connection, are also forms of unnecessary spending. 

3. Use the text and complete the chart

Task 4.

Why is it necessary to solve the problem of wasting money and unnecessary spending?

1. _______________________________________________________________________

2. _______________________________________________________________________

3. _______________________________________________________________________

4. _______________________________________________________________________

5.________________________________________________________________________

6.________________________________________________________________________

Task 5. Complete the mind map