Тексты для профессионально-ориентированного обучения по теме "Финансовые учреждения и услуги" (социально-экономический профиль)

Changing money over the counter

Selling and buying foreign currency for local currency is usually carried out in our bureaux de change , which are also referred to as change offices, or sometimes simply exchange.

The exchange rates for various currencies are determined by market forces and they change every day. The exchange rates for currencies sold and bought in bureaux de change, over the bank counters or of travel agents', are only valid regionally, For amounts in excess of a certain sum sometimes special exchange rate is set.

Here is one of many dialogues that is taking place in a bureau de change in New York:

Customer: Could you change dollars into English pounds sterling?

Cashier : Certainly, sir. I'll just check the exchange rates. How much would you like

to change?

Customer: One thousand dollars. And what is the rate of exchange today?

Cashier : One dollar to seventy five pence.

Customer: And what rate can you offer for two thousand dollars?

Cashier : One dollar to ninety pence.

Customer: Oh, the difference is not very big. Change one thousand, please. Here is

the money.

Cashier : Thank you. May I have your passport for a moment please? We are

always to write down the number of the customer's passport if we change

one thousand dollars or more.

Customer: Here it is. No problem.

Cashier : Here is your passport. How would you like the money, sir?

Customer: Oh, give it to me in hundred pound notes, please.

Cashier : Good. One hundred, two hundred … seventy pounds, seventy five pounds.

Customer: Thank you. Good morning.

Cashier : Good morning, sir.

Changing money over the counter

Vocabulary

counter – прилавок, стойка

over the counter — через стойку

at the counter — за стойкой

bureau(x) - бюро

bureau de change — бюро обмена

to refer to smth as... - называть что-либо (каким-либо словом)

to determine - определять

market - рынок

market forces — силы, действующие на рынке

valid — действительный, имеющий силу

validity — действительность, срок действия, законность

excess - превышение

in excess of 20 kgs — сверх 20 кг